Start Your Car Finance Journey
- Quick & easy application form
- Our expert team are with you at every step
- Choose your car and drive away
No, you will not pay any fees for using Creditas' brokering services; we receive commission for referring you to the most appropriate lender.
No, a deposit isn't required for most of our lenders, but it can lessen monthly repayments.
Part-exchanging your vehicle could help with reducing your chosen vehicle's sales price, but the amount is reliant on the dealer's evaluation of its condition and age.
Yes, please apply, as we will try and find you the best lending option available. However, you may be required to pay more, overall, for the credit.
Yes, please apply if your working hours total a minimum of 16 per week. You may also be offered a larger credit limit if you receive welfare benefits, so don't forget to mention these when applying.
It couldn't be easier; click on the Apply Now button to go to the quick online application form. Immediately after you have applied, you will receive a text advising you to reply with the word 'Search', as this gives us the required permission to undertake your credit search. Following this, you will receive a call from one of our advisors, so please look out for a call from our telephone number, which you are welcome to call us on: 01702 333 384.
Yes, although it is important for you to undertake all appropriate checks to ensure the dealer is reputable and regulated by the Financial Conduct Authority (FCA). If you would like recommendations for any reputable dealers in your area, please contact us.
Decisions can be made in an hour, but the process is reliant on: the speed at which the lender can confirm the terms of the agreement with us; and how quickly your confirmation to proceed is received.
The amount of interest you pay depends on the finance company's criteria, and to a variety of factors they take in to consideration whilst your application, is 'Subject to Status'. This means that they evaluate the risk of lending to you, and work out the interest according to their criteria. The factors considered are: your age; income; credit history; and the term of the vehicle finance.