How our financing works

Quick & Easy Vehicle Finance!

If you're looking to lease or purchase a new or used vehicle, and find it stressful to try and find the right finance loan to help achieve your goal, why not let Creditas'' experienced, helpful and professional customer service staff find the finance product that is right for your circumstances?

If you want help to find the best vehicle for you, from a dealer you can trust, or want us to help ensure the dealer you buy from is trustworthy and reliable, we can help.

You can use our vehicle finance calculator to find out what your likely monthly loan repayments would be, or you can go straight to our 4 easy steps to your next vehicle:

Step 1

Apply on any device

Complete our quick and simple online form from your any device with internet access: mobile, tablet or laptop. With your consent, we will conduct an initial soft search, which will not affect your credit profile. Our unique risk scoring system shall take into consideration all of the factors of your application before sending to any lenders. We can avoid any detriment to your credit profile by ensuring your application is only received by the lenders suitable to your needs, requirements and suitability.

Step 2

Approval

It's quick and easy for you to complete our online vehicle finance form, and takes minutes to provide you with a conditional approval. We will assign you a finance specialist, who will be with you throughout the process to discuss what we need from you, who will also provide you a no obligation quote, and to ensure all required information and documents are collected.

Step 3

Pick a vehicle

The fun begins now that you are approved, as you’ll be able to choose a vehicle from any reputable dealer, or we can help source one for you with our dedicated sourcing team. We will only recommend a vehicle to you from our most trusted UK car dealerships. Our car dealers go through regular vetting, to make sure you can buy a car on finance with complete confidence and peace of mind. If you have already found a car, that's fine too. Simply provide us with the details of the dealer, and we'll perform a thorough check to make sure you're in safe hands.

Step 4

Finally, Collect Your Vehicle!

After we have finalised the paperwork and paid the dealer, you'll be able to collect the keys to your vehicle.

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