Creditas Financial Solutions (South) is a trading style of Creditas Financial Solutions Limited.
1. The website
The website ("the website") is offered by Creditas Financial Solutions (South) (referred to as Creditas Financial Solutions (South), the company, we, us or our). The terms and conditions explain the terms of use of our website and it also contains our Privacy Policy which explains how we use any information we collect about you and/or any joint hirer.
2. What you must do
2.1 You must read these terms and conditions including our Privacy Policy thoroughly, in particular paragraph 7 in relation to direct marketing of the Privacy Policy.
2.2 If you do not accept our terms and conditions you are not permitted to use this website. Please click the "submit" tab if you accept the terms and conditions.
3. Our website and third party websites
3.1 If you use our website you may be able to access third party websites.
3.2 We have no control over these third party websites and therefore we will not accept any responsibility for their content. If you access these third party websites, you do so at your own risk. Your use of each third party website is subject to the terms of use and other guidelines, if any, contained within each respective third party website.
3.3 You agree to click on the links only to familiarise yourself with the terms of use and other guidelines found throughout this website and third party websites and abide by them if you choose to use the sites, pages or services to which they apply.
4. Use Limitations
4.1 You cannot use this website for commercial purposes; it can be only used for personal use.
4.2 This website can only be used for legitimate purposes only and are forbidden to:
4.2.1 access, download, copy, publish, distribute or disseminate any material which is:
4.2.1.1 defamatory, obscene, indecent, menacing which may incite anxiety, racial prejudice or hatred;
4.2.1.2 any material which infringes third party Intellectual Property Rights;
4.2.2 access any unauthorised online gambling websites (including gaming, betting and bingo pursuant to the Gaming Act 1968;
4.2.3 distribute or disseminate a software virus or any other destructive or harmful software file or programme;
4.2.4send "spam" or other unsolicited bulk electronic mail;
4.2.5 hack into any part of this website and or third party website.
5. Guarantees and Warranties
5.1 Creditas Financial Solutions (South) make no warranties and/or representations about the suitability of any information provided to you as part of the service, including but not limited to any information provided in this website. All the information provided in this website is done so on an "as is" basis without warranty of any kind. Creditas Financial Solutions (South) hereby disclaims all warranties and conditions with regards to this information, including all implied warranties and conditions of satisfactory quality, fitness for a particular purpose, Title and Intellectual Property Rights non infringement.
5.2 Please note the information provided to you by this website could include technical inaccuracies or typographical errors. This website is periodically updated, improved and some of the information can be altered.
5.3 Creditas Financial Solutions (South) makes no representation whatsoever about any third party website which you may access. If you access a third party website, please note that it is totally independent of Creditas Financial Solutions (South) and Creditas Financial Solutions (South) has no control over the content of any third party website. In addition, a link to a third party website does not mean Creditas Financial Solutions (South) endorses or accepts any responsibility for the content, or the use, of such a website.
6. Limitation of Liability
6.1 For the avoidance of doubt, we do not limit our liability for death or personal injury to the extent only that it arises as a result of our negligence, or the negligence of our directors, employees, affiliates or other representatives.
6.2 While we attempt to ensure that the information available on the website is accurate, we cannot always guarantee that it will always be fault free. We will always endeavour to correct any errors or omissions as quickly as possible. However we do not accept any liability for any such omissions or errors.
6.3 You agree Creditas Financial Solutions (South) will not be liable to you for any losses whatsoever suffered by you, arising out of or related to the service (including without limitation liability for contract and/or tort and/or negligence). Without prejudice to the foregoing statement, in the event that Creditas Financial Solutions (South) is held liable for any such losses, Creditas Financial Solutions (South)' liability shall be limited to damages which shall in any event exceed (£100). You agree that Creditas Financial Solutions (South) shall not be liable for special, indirect or consequential loss or damage (including without limitation, damages for loss of data, business or profits) arising in connection with this website, your use of it, your inability to use it, any failure to perform, error, omission, delay, failure to transmit, computer virus or any other malfunction and we will not be so liable even if you advise us of the possibility of such loss.
6.4 You agree to indemnify, defend and hold harmless Creditas Financial Solutions (South) and its affiliates from and against any and all losses, claims, demands, liabilities, damages, costs and expenses (including without limitation reasonable legal fees) arising from or relating to (1) your use of the website, (2) your breach of these Terms and Conditions or (3) your violation of any applicable law, statute, regulation or any third party rights. This obligation shall remain in force beyond the termination of this agreement.
6.5 In no event shall Creditas Financial Solutions (South) be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in action of contract, negligence or any other tortuous action, including any Intellectual Property Rights infringement action arising out of or in connection with the use of information available on this website, the performance of software, and/or the provision of or failure to provide the website including but not limited to any disclosure of your personal data by you to any third party via the website or the obtaining of any third party personal data and/or website content.
6.6 In no event shall Creditas Financial Solutions (South) be liable to any third party for any direct, indirect, special or other consequential loss or damage for any use of this website or third party websites, or on any other hypertext linked website, including without limitation, any loss of profits, business interruption, loss of programs or other data or otherwise, even if we are expressly advised of the possibility of such damages.
6.7 We have the right without liability to change descriptions and specifications in relation to the service.
7. Intellectual Property Rights
7.1 All Intellectual Property Rights in the Creditas Financial Solutions (South) website including its design, text, graphics, knowledge, the selection and arrangement thereof, and all software compilations, underlying source code, software and all other material on the website are the property of Creditas Financial Solutions (South).
7.2 You are not permitted to copy, broadcast, download, store (in any medium), transmit, adapt or amend in anyway the content of the Creditas Financial Solutions (South) website for any purpose whatsoever.
7.3 For the avoidance of doubt, you are prohibited from copying any material in accordance with the cause immediately above which infringes third party Intellectual Property Rights and you will be solely responsible for any infringement of the third party Intellectual Property Rights that occurs as a result of your use of the website.
8. General
8.1 All the information contained in the material of this website is provided to inform you of our services and for you to provide us with your personal information to enable us to assess whether we can assist you further. By allowing you to use our website we are not providing you with financial advice or any other type of advice. We do not make any recommendation or endorsement as to any investment, advisor or other service or product or to any material submitted by third parties or linked to the website. In addition, we do not offer any advice regarding the nature, potential value or the suitability of any particular investment, security or investment strategy.
8.2 You or any joint applicant will only need to enter into a written credit agreement once an initial assessment of your or their credit worthiness has been made, before any credit can be given to you.
9. Law
9.1 All disputes arising or relating to the use of this website will be governed by English Law and all parties agree to submit to the exclusive jurisdiction of the English courts. For the avoidance of doubt this also applies to the Privacy Policy set out below.